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Faculty Profile

Fr. BINOY THOMAS

MBA, UGC-NET, ( PhD-VIT)
FINANCE & MARKETING

Fr Binoy Thomas is a doctoral research scholar in the domain of Behavioural Finance and Developmental Economics in VIT Business School, Vellore. He has graduated from Mahatma Gandhi University Kerala as the University 1st Rank Holder. He completed Master of Business Administration (specialisations in Finance & Marketing) from Karunya Institute of Technology & Sciences, Coimbatore. He holds UGC-NET (Management) qualification and teaching experience of five years for Post Graduate Programs and Undergraduate Programs. He holds an academic research experience (full Time) for 3.8 Years in VIT Vellore. He has published seven research articles in Scopus Indexed journals and presented research papers in various international and national level conferences. He has received a Research Award (Certificate of Appreciation) from VIT Vellore for publications in Peer reviewed journals. He has been the Head of the Department of Management Studies in Sahrdaya College of Advanced Studies, Thrissur for a period of three years. He has worked in VIT Vellore as Teaching cum Research Assistant for 3 years. He holds industrial internship experience at the Centre for Microfinance (CMF) in Institute for Financial Management and Research (IFMR) in Chennai, India. He has guided 30+ projects at Undergraduate level and 10+ projects at Postgraduate level. He is a resource person for training in the areas of Educational pedagogy, Research Methodology, Communicative English, Group Discussion and Personal Interview. He is also a columnist and career consultant.

Publications

Binoy Thomas & Subhashree Natarajan (2017) Maximising the Usage of Mobile Banking: A New Channel for Financial Inclusion, International Journal of Applied Business and Economic Research 15(23) 119-130

Thomas, B.and Subhashree, P. (2018), ‘Behavioural factors that influence the continued usage of formal financial services among low-income households’, International Journal of Mechanical Engineering and Technology 9(7), 22-36.

Thomas, B.and Subhashree, P. (2020), ‘Factors that influence the level of financial literacy among engineering Students’, Procedia Computer Science 172, 480-487.

Thomas, B.and Subhashree, P. (2020), ‘Procedures for translation and validation of the instrument’, Test Engineering and Management 82, 4874-4881.

Thomas, B.and Subhashree, P. (2020), ‘Translation and validation of the survey instrument for measuring the usage of bank accounts’, International Journal of Management 11(3), 519-528.

Thomas, B. and Subhashree, P. (2020), 'A review on the recent trends in financial inclusion: The research journey so far’, Humanities and Social Sciences Reviews 8(4), 192-200.

Thomas, B. and Subhashree, P. (2020) ‘Behavioural and Psychological Factors that Influence the Usage of Formal Financial Services among the Low-Income Households’, Research in World Economy 11(5), 326-333.

Conferences and/or FDPs

Binoy Thomas and P Subhashree (2018) ‘Behavioral factors that influence the continued usage of formal financial services among the low income households’, in International Conference on Emerging Trends in Social, Business and Management Science Research (ICSBMR 2018), VIT Vellore.

Binoy Thomas & Subhashree Natarajan (2017) A Review Article on Financial Inclusion - The dimensions of Financial Inclusion Measurement Indices, in National Conference on Conventional to Digital - A Shift in Banking, conducted on 21 - 22 April 2017 at VIT, Vellore

Binoy Thomas & Subhashree Natarajan (2017) A Review Paper on Recent Trends in Researches on Financial Inclusion, in International Conference on Science, Engineering, and Technology, conducted on 2 - 3 May 2017 at VIT, Vellore.

Binoy Thomas and P Subhashree (2019) ‘Translation and validation of the survey instrument: application in the context of the formal financial services’, in International Conference on Contemporary Practices of Technology and Management for Economic Growth (ICTMEG 2019), VIT Chennai.

Binoy Thomas and P. Subhashree (2019) ‘Factors that influence the level of financial literacy among engineering Students’, in Ninth World Engineering Education Forum: Disruptive Engineering Education for Sustainable Development (WEEF 2019), ITC Grand Chola, Chennai.

Binoy Thomas and P. Subhashree (2020) ‘Recent trends in financial inclusion: The research journey so far’, in Third International Conference on Interdisciplinary Global Applied Research (ICIGAR-2020), Fortune Park, Vellore.

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